The North Carolina mountains and winding coastal highways are ripe for the joys of motorcycle riding. If you’re in the market for a new motorcycle, you can probably already feel the breeze on your skin and the smell of mountain foliage in your nostrils. This fun-loving activity is a favorite past time of many North Carolina residents, and purchasing a new motorcycle is a dream come true for many patrons of the area.
That said, dreaming of a new motorcycle is easy, but actually paying for this joy ride is a different story. Purchasing a new motorcycle is a huge financial commitment, so attention to detail when it comes to finances is extremely important. The last thing you want to do is drain your bank account for a down payment. After all, you still have to eat! It’s critical to understand your options when it comes to paying for your new bike, and that’s why working with MotoMax in North Carolina may be just the ticket!
Instead of working through the hoopla of a traditional bank loan, why not consider working with MotoMax, a highly rated motorcycle dealership with in-house financing? With MotoMax, you can avoid the banks and get right to the good stuff. The dealership helps you work through the numbers and find the ride that suits your budget.
Here are a few reasons in-house motorcycle financing may be the right fit for you:
One of the best things about a motorcycle dealership with in-house financing is that you can get a loan even if you’ve made a mistake or two on your credit journey. Unlike banks that want to see a good credit score and responsible financial decisions before they’ll consider lending you money, a dealership with in-house motorcycle financing will lend a hand even if you have a bad score. This alone can be a huge sigh of relief for many customers. The bad credit roadblock is no longer an obstacle, and you can still get the motorcycle of your dreams. Qualifying for a loan is much more likely with an in-house dealer.
Another reason to skip the bank and opt for a motorcycle dealership with in-house financing is the simplified nature of this process. Tackling the paperwork logistics of a loan through a third-party can be painful. It’s also time-consuming and delays your ability to hit the streets on your new motorcycle!
When working with a dealership that offers in-house motorcycle financing, this process is streamlined and moves along much faster. For one, they don’t need to check your credit score, and they can bundle each package based on your specific set of circumstances, without the restrictions that a third-party lender has. The dealership will handle the paperwork with ease and leave you to the fun job of selecting your dream ride.
That said, you will need to prepare a few documents before hitting the dealership. The application process is easy, but you’ll need proof of income as well as documents that confirm your identity. For instance, MotoMax requires the following:
A motorcycle dealership with in-house financing creates its own loan packages, making them unique to each customer. These dealers take all the risk, so they’re able to get creative with the terms on occasion. This is good news for you because these dealers are generally able to offer pretty flexible terms when it comes to your motorcycle loan.
Whether you need a longer time to pay down the loan or you’d prefer a shorter loan period with a lower interest rate, theses dealers are open to discussion. No matter what your budget is, dealers like MotoMax can make it happen. Don’t be afraid to ask questions as you review the loan paperwork. Flexibility is the name of the game when it comes to in-house motorcycle financing.
One of the best parts of working with a motorcycle dealership with in-house financing is the fact that you have a second chance to get your finances in order. If you have a damaged credit score, you know obtaining a loan elsewhere is nearly impossible. With in-house financing, you have a chance to begin the repair process and get back on your feet.
Most dealerships report good payment history to the credit agencies. If you’re able to pay on time every month, chances are you’ll enjoy a small boost to your score. Dealerships that offer in-house financing truly care about the customer. Mistakes happen, but that shouldn’t hinder your ability to live life. With the helping hand of these in-house dealerships, you’ll be well on your way to financial bliss (and your new motorcycle)!
Working with a motorcycle dealership that offers in-house financing is a dream come true. This option is flexible, fun, and can put you on the path to future financial success. MotoMax is the largest dealership of this type in North Carolina. We serve all areas of the state, including locations in Raleigh, Durham, Youngsville, Henderson, Cary, Chapel Hill, Garner, Knightdale, Oxford, and Wake Forest. With extensive experience helping customers in a variety of financial situations, we can help you with all your financing needs.
Stop by for a visit or give us a call. Our friendly sales team is equipped to answer all your motorcycle financing questions. We’ll get your motorcycle loan underway and get you on your new bike in no time!
