Have Bad Credit But Still Want to Finance a Motorcycle? Here’s How!

Have you ever wanted something so badly you could almost taste it? Maybe when you were a kid, you wanted a new bike. It was all you could think about. You saved your allowance to help pay for it, and the day you finally got it, you spent the whole day pedaling up and down the street. You only stopped because it got dark and your mom made you come in.

Some kids never grow up.

Now, years later, you’re saving your pennies for a new motorcycle. It’s a cooler, faster, more sophisticated bike. And, of course, it comes with a higher price tag. But you’re halfway there, and it’ll only be a few more months before you have enough saved to buy that shiny new bike.

The problem is… by then the weather will have turned cold. You won’t be able to get outside and ride. Can you possibly wait until next spring to try out your new motorcycle? Of course not!

So how about financing that new ride?

Wait a minute, you say. The whole reason you were saving cash is because you have bad credit. You won’t be able to buy a motorcycle with bad credit, right? And besides, even if you try, it’s embarrassing to be turned down for a loan. It’s better to just keep dropping those coins in the piggy bank. Who would be crazy enough to trust you with a loan?

The folks at MotoMax, that’s who!

MotoMax is the largest buy here pay here motorcycle dealership in North Carolina. They specialize in helping people buy motorcycles – even if they’ve had some credit challenges. The folks at MotoMax understand the draw of a powerful new motorcycle; after all, they’re motorcycle professionals themselves. They get it. And they’ve made it their mission to help riders in Raleigh, Durham, Cary, Chapel Hill, Garner, Knightdale, Oxford, Wake Forest, Henderson, and Youngsville finance the motorcycle of their dreams. They can help you, too.

So how does this work?

Bad credit motorcycle financing works like this. You fill out a credit application online at the MotoMax site before you even step foot in the door of this buy here pay here motorcycle dealership. You’ll have an answer quickly, and guess what? They guarantee credit approval, even if you have bad credit! Knowing you’re already approved and can buy a motorcycle, even with bad credit, gives you the confidence to go shopping. You know up-front that you’ll only be shopping for your motorcycle – and not the loan you need to pay for it.

Once you get to MotoMax, take a look at the fantastic inventory of road bikes, cruisers, street bikes, dirt bikes, and more. You’ll find the most popular brands here, like Harley-Davidson, Kawasaki, Honda, Suzuki, and Yamaha. They’re all waiting for you. Take a couple for a test ride and see what you think.

Did you find the motorcycle you’ve been dreaming of?

When you’ve narrowed down your choice to THE one, it’s time to do the paperwork. MotoMax has a team of finance experts that walk you through this process. They make the bad credit motorcycle financing process quick and painless. Since they handle all the financing in-house, they’re able to work with you to get loan terms that work for your budget. No need to run around to banks, trying to find someone to loan you the money. MotoMax lends it to you. Sweet, huh?

They will need some information first…

Ah, the catch! You knew it was too good to be true!

Don’t sweat it. MotoMax does request information from you but wouldn’t you do the same if you were lending money to someone? It’s easy to meet their requirements. Here’s a quick rundown of what they’ll ask for. Read through it now, and you’ll be ready when the time comes.

• ID: They’ll want verification of who you are. A North Carolina driver’s license is required.
• Income: You’ll need to be able to show how much money you make. You can do this by bringing two recent pay stubs. Make sure they have year-to-date numbers on them.
• Residence: MotoMax will also want proof that you live in the area. They’ll need two proofs of residence. You can use utility or cell phone bills for this. You can also use a mortgage statement or mail pieces that have your name on them.
• Insurance: You’ll have to prove you have valid insurance. This is only required for on-road motorcycles that require a North Carolina license plate.
• References: They’ll want a list of people who can vouch for you. Get a list ready that has six people who know what kind of person you are. You’ll need to include full names, addresses, and phone numbers.
• Down payment: A down payment may be required. If so, MotoMax accepts only debit cards, credit cards (MasterCard and Visa only) or cash (good thing you’ve been saving!).

So see? You CAN buy a motorcycle with bad credit!

MotoMax in Raleigh has been in business since 2008. They know what they’re doing when it comes to motorcycles and bad credit motorcycle financing. They’ve built the business by helping hundreds of happy riders get on the road. Not only does MotoMax sell motorcycles, but they also help you maintain your ride once you have it. Their service shop can handle any maintenance or repair you may have. From a battery inspection to chain adjustments to a hydraulic line flush, you’re covered. They can even install a windshield if you want one. And if you just need a spare part, you’ll find it in the Parts department.

Don’t worry about saving up the full price of a motorcycle! At MotoMax, you can finance your new bike, even with bad credit. Give them a call or stop in and see them. You’ll be glad you did!