North Carolina is such a diverse state when it comes to the local terrain. From steamy mountain peaks to sandy beaches to rolling hills, there is simply no end to the scenery in this beautiful state. For those North Carolina residents exploring the country, a dirt bike is a fun, sporty way to get around. That said, while many residents love the thought of a zippy joy ride, obtaining the dollars to make it happen is easier said than done.
In today’s up and down economy it can be difficult to put food on the table much less purchase that eye candy of a dirt bike. Making a purchase of this magnitude is a huge financial commitment for many families, so paying attention to the numbers is extremely important. While banks are pretty stringent with loan options these days, there are alternative solutions for obtaining the financing needed to hit the road on your dream dirt bike.
MotoMax comes to the rescue as a buy here pay here motorcycle dealership with special financing for even the toughest of financial situations. When you can’t get funding via more traditional methods, dirt bike financing is available through MotoMax. With a large selection of dirt bikes for sale and a myriad of available financing options, MotoMax may be your ticket to owning your dream dirt bike. Here’s a little more info on how financing works, along with a few of the benefits of working directly with MotoMax to land your dream dirt bike.
Bad credit is one of the most common stumbling blocks for consumers trying to buy a new dirt bike. If you’ve had a slip-up when it comes to your credit history, it’s extremely unlikely a bank will give you the money needed to move forward with your dirt bike purchase. With MotoMax, you can enjoy in-house financing. This fact alone makes working with an in-house financing dealer well worth it. Bad credit is no longer an issue when working with a dealership like MotoMax. You’re getting one step closer to your dirt bike!
Buy here pay here motorcycle dealerships create loans for dirt bike financing all the time and are pretty generous with their in-house financing terms. The very fact that they do this so often means they have a whole team committed to getting your loan processed quickly, with the ultimate goal being to get your booty on a bike as quickly as possible. The process is streamlined, and the dealership can offer loan terms specific to your situation without worrying about some of the regulations a third-party lender might have to observe.
The turnaround time for dirt bike financing done through on the lot dealerships (like MotoMax) is extremely efficient and often done same-day. Don’t be surprised if the whole purchase process is completed in just a few hours. That being said, one thing that could hold up the process is a lack of preparedness on your part! Visit with the dealership beforehand and make sure you bring any required documentation with you. Valid identification, proof of insurance, and proof of residency are common requests of the dealer. If your credit is particularly bad, bringing a list of references is a good idea, too.
Another great benefit of buying dirt bikes through a buy here pay here motorcycle dealership is their ability to offer flexible financing. Third-party lenders are much more regulated than these dealerships are. Ultimately, they’re taking the risk for financing your new dirt bike, so they can twist and turn the loan in a way that best suits the customer. Changing various pieces of the loan like the length of the term, the interest rate, and the payment amount can reduce your down payment and make buying a dirt bike more viable.
Whether you need more time to finish off the loan or you’d rather have a shorter term with lower interest, all of these points are negotiable. It’s important to make sure you crunch the numbers before visiting the dealership. Know your limits and do some research on current interest rates. Going in prepared is the only way to have a productive conversation and obtain a dirt bike with monthly payments that fit within your budget.
Arguably the best part about purchasing dirt bikes through a dealership like MotoMax is the opportunity to repair some of the damage done to your credit. While third party institutions like a bank will turn you down, buy here pay here motorcycle dealerships offer a helping hand and a chance to restore your credit. With consistent, timely payments, your credit could improve dramatically.
Many buy here pay here motorcycle dealerships report your positive payment behavior to the credit agencies. Make sure you ask about this before completing your purchase. As you begin to prove your good financial habits, your scores will naturally rise. This is an opportunity you wouldn’t get with a different lender, so tap in and enjoy!
Working with a buy here pay here financing dealership is a quick way to get easy financing for your dream dirt bike. In fact, for many consumers, it may be the only option for making this dream a reality. With a buy here pay here motorcycle dealership, you’ll find flexibility and a chance to get back on your feet while walking away with the dirt bike of your dreams.
MotoMax is located in Raleigh and serves the cities of Durham, Cary, Chapel Hill, Garner, Knightdale, Oxford, Wake Forest, Henderson, and Youngsville. They have a large inventory of quality dirt bikes for sale in these areas. If you’re ready to take the plunge, visit MotoMax today. Their team is here to help answer any questions you may have. See you soon!
